8392.T
8392.T
JP3175200009
OITA BANK
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Company Profile

The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Japan. The company offers general saving, fixed deposit, and foreign currency deposit accounts; mortgage; housing, business, free, card, car, education, renovation, and vacant house demolition and utilization loans; reverse mortgage; and insurance services. It also provides safe deposit box; internet banking; payment; foreign currency; mail order; web account transfer reception and fund transfer acceptance; automatic pension payment; forex web; debit and credit card; and foreign remittance services. In addition, the company offers management consulting, business consulting, financial advice, medical, nursing and welfare consultation, domestic exchange services; foreign exchange services; and business and management consulting services; and other ancillary services. Further, the company provides debt guarantee and computer-related businesses. The Oita Bank, Ltd. was founded in 1892 and is headquartered in Oita, Japan.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
33.4% p.a.
Max Drawdown (5Y)
-28.7%
Sharpe Ratio (5Y)
1.46
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Strong cyclicality: The business model is sensitive to economic downturns.
Elevated Short-Term Volatility: 3Y volatility (38.5%) is noticeably higher than the 5Y average (33.4%).
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (33.4% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -66.3% in the extended horizon.
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