AJMANBANK.AE
AJMANBANK.AE
AEA003201018
AJMAN BANK AED1
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Company Profile

Ajman Bank PJSC provides various banking products and services for individuals, businesses, and government institutions in the United Arab Emirates. It operates through Consumer Banking, Wholesale Banking, and Treasury segments. The company offers salary, current, savings, 2 in 1, young, deposit, and payroll accounts; property, personal, and auto finance, and house mortgages; credit and debit cards; syndication and underwriting; business banking services; and internet, phone, mobile, and SMS banking services; ATM/CCDM; and digital wallet and e-statement services. It also provides Islamic investment fund; project finance; IPO and share finance; mutual funds and private equity; secured and Islamic; corporate and commercial banking, including long term, working capital, letter of guarantee, term finance, real estate finance, and trade finance services; letters of credit; and wealth management and export/import finance services. In addition, the company is involved in the activities of dealing room, related money market, and foreign exchange transactions with other banks and financial institutions; and leasing of commercial and residential properties, as well as treasury and capital markets, foreign exchange, asset management, derivatives, and capital market business. Further, it undertakes banking, financing, and investing activities through various Islamic financing and investment products, such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala, and Sukuk. Ajman Bank PJSC was founded in 2007 and is headquartered in Ajman, the United Arab Emirates.

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Key Metrics & Overview

Detailed metrics & financial data of the company

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
28.4% p.a.
Max Drawdown (5Y)
-46.7%
Sharpe Ratio (5Y)
0.60
Beta Factor
0.52
Size Class
Mid Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (28.4% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -67.9% in the extended horizon.
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