BANC-PF - Risk

Solid Quality Asset with Moderate Fluctuation

Healthy balance: Exemplary business financials (Health Score: 55/100) paired with moderate price swings for a single equity (±11.3% p.a.). The score (4/7) reflects the standard baseline for equities under SRI rules.

Volatility Risk

Transparent evaluation of price volatility (SRI), Beta, and historical drawdowns.

Volatility Risk Score

4/7 Moderate

4 / 7 SRI Price Fluctuation & Beta

Typical market fluctuations. Suitable for long-term wealth accumulation (3–5+ years horizon). Moves approx. 1.2x as much as the broader market.

Beta (Market Relation)

1.21x

Above average

Volatility (3Y p.a.)

11.3% p.a.

Fallback

Max Drawdown (3Y)

-11.9%

Fallback

Sharpe Ratio

0.22

Return / Risk

Balanced / Moderate: Score Basis:

Multi-Horizon Risk & Performance Matrix

Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.

Timeframe	Volatility (p.a.)	Max Drawdown	Sharpe Ratio	Return (p.a.)
1 Year	—	—	—	-0.8%
3 Years	11.3%	-11.9%	0.22	—
5 Years	—	—	—	—
10 Years	—	—	—	—

Automated Risk & Health Notes (Red Flags)

Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).

Unprofitable business model: The company is currently generating net losses.

Strong cyclicality: The business model is sensitive to economic downturns.

Corporate Governance & ISS Scores

Shareholder rights, board structure and audit safety (Scale 1 = Low Risk, 10 = High Risk)

Overall Governance Risk

Audit Risk

Board Risk

Short Ratio

2.84