LOB
LOB
US53803X1054
Live Oak Bancshares, Inc.
Loading chart...

Company Profile

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

Latest News

Related stocks

HAPN
HAPN • United States
Happen, Inc.
15.17 USD
1.75B USD 1Y -2.7%
BBT
BBT • United States
Beacon Financial Corporation
27.19 USD
2.28B USD 1Y +14.6%
TFIN
TFIN • United States
Triumph Financial, Inc.
62.53 USD
1.49B USD 1Y +29.3%
CUBI
CUBI • United States
Customers Bancorp, Inc
74.04 USD
2.5B USD 1Y +15.6%
NPB
NPB • United States
Northpointe Bancshares, Inc.
15.84 USD
547.78M USD 1Y -10.6%
TBBK
TBBK • United States
The Bancorp, Inc.
48.25 USD
1.97B USD 1Y -35.6%
CNOB
CNOB • United States
ConnectOne Bancorp, Inc.
29.94 USD
1.51B USD 1Y +19.1%
MBIN
MBIN • United States
Merchants Bancorp
48.92 USD
2.25B USD 1Y +54.8%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
47.2% p.a.
Max Drawdown (5Y)
-79.5%
Sharpe Ratio (5Y)
-0.31
Beta Factor
1.94
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
High market risk: Beta of 1.94 indicates above-average volatility compared to the broader market.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (47.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -79.5% in the extended horizon.
ende