8345.T
8345.T
JP3152400002
BANK OF IWATE LTD
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Company Profile

The Bank of Iwate, Ltd. provides various financial products and services in Japan. The company operates through Banking Segment, Lease Segment, Credit Card Business / Credit Guarantee Business segments. The Commercial Banking Business segment provides current and time deposits, as well as negotiable certificates of deposit; personal and SME loans; and securities investment and foreign exchange services. The Leasing Business segment consists of leasing business. The Credit Card and Credit Guarantee Business segment comprises credit card and guarantee business. It also trades in securities, as well as offers investment fund management, renewable energy-related business, consulting, and regional economic survey services. The company was formerly known as Iwate Shokusan Bank and changed its name to The Bank of Iwate, Ltd. in 1960. The Bank of Iwate, Ltd. was incorporated in 1932 and is headquartered in Morioka, Japan.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
33.3% p.a.
Max Drawdown (5Y)
-27.0%
Sharpe Ratio (5Y)
1.21
Beta Factor
0.39
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Strong cyclicality: The business model is sensitive to economic downturns.
Elevated Short-Term Volatility: 3Y volatility (37.5%) is noticeably higher than the 5Y average (33.3%).
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (33.3% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -68.6% in the extended horizon.
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