8361.T
8361.T
JP3176000002
OGAKI KYORITSU BANK
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Company Profile

The Ogaki Kyoritsu Bank, Ltd., a regional financial institution, provides various financial products and services in Japan and internationally. The company operates through Banking, Leasing, and Credit Guarantee segments. It offers deposit services, lending services, domestic and foreign exchange services, government bond investment trusts, and over-the-counter sale of insurance, as well as securities investment services. The company also provides cashless payment, pay-easy, account linkage, smartphone passbook, and foreign remittance acceptance services; OKB debit; and OKB app that allows customers to manage money. In addition, it offers asset management services; business, sustainability support, medicare, and practitioner assist loans; environmental measures support, startup, entrepreneurship, agricultural, and small and medium enterprise support loan; and private placement bonds. Further, the company offers computer-related services, think tank services, securities services, credit card services, venture capital services, underwriting of corporate bonds, trust services, leasing, and credit guarantees. The Ogaki Kyoritsu Bank, Ltd. was founded in 1878 and is headquartered in Ogaki, Japan.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
31.5% p.a.
Max Drawdown (5Y)
-25.9%
Sharpe Ratio (5Y)
1.04
Beta Factor
0.43
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Strong cyclicality: The business model is sensitive to economic downturns.
Elevated Short-Term Volatility: 3Y volatility (36.3%) is noticeably higher than the 5Y average (31.5%).
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (31.5% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -67.0% in the extended horizon.
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