8584.T
8584.T
JP3388600003
JACCS CO LTD
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Company Profile

JACCS Co., Ltd. operates as a consumer finance company in Japan and internationally. The company provides installment credit and other settlement methods for automobiles, home renovation, solar systems, dental, and education. It also issues credit cards and prepaid cards; and offers rental guarantee, bill collection, reimbursement, personal and housing loan guarantees, non-life and life insurance agency, leasing, automatic, and claim management and collection services. The company was formerly known as Depart Sinyohanbai Co., Ltd. and changed its name to JACCS Co., Ltd. in April 1976. The company was founded in 1954 and is headquartered in Tokyo, Japan.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
26.1% p.a.
Max Drawdown (5Y)
-45.5%
Sharpe Ratio (5Y)
0.00
Beta Factor
0.29
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 953%.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Historical Stress Test: Maximum peak-to-trough drawdown of -48.0% in the extended horizon.
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