FINOPB.NS
FINOPB.NS
INE02NC01014
FINO PAYMENTS BANK LTD
Loading chart...

Company Profile

Fino Payments Bank Limited provides financial solutions and services in India. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance products, as well as fixed deposit and sweep account facility. It also provides cash management services to various sectors, such as micro-finance, banking, logistics, e-commerce, agri-tech, and retail as well as mobile banking through the FinoPay app. In addition, the company offers loan referrals, business correspondent using the Aadhaar authentication, domestic money transfer, and micro ATM services, Aadhaar Pay; and bill payment and recharges. The company was formerly known as Fino Fintech Limited and changed its name to Fino Payments Bank Limited in April 2017. The company was founded in 2006 and is based in Navi Mumbai, India. Fino Payments Bank Limited is a subsidiary of FINO PayTech Limited.

Related stocks

JSFB.NS
JSFB.NS • India
JANA SMALL FIN BANK LTD
489.35 INR
535.07M USD 1Y +0.5%
DCBBANK.NS
DCBBANK.NS • India
DCB BANK LIMITED
203.79 INR
678.44M USD 1Y +51.9%
CSBBANK.NS
CSBBANK.NS • India
CSB BANK LIMITED
300.35 INR
525.96M USD 1Y -24.5%
EQUITASBNK.NS
EQUITASBNK.NS • India
EQUITAS SMALL FIN BNK LTD
66.02 INR
780.49M USD 1Y +18.3%
UJJIVANSFB.NS
UJJIVANSFB.NS • India
UJJIVAN SMALL FINANC BANK
61.45 INR
1.24B USD 1Y +27.5%
MYS.AX
MYS.AX • Australia
MYSTATE FPO [MYS]
4.88 AUD
583.35M USD 1Y +9.4%
J&KBANK.NS
J&KBANK.NS • India
J & K BANK LTD.
138.23 INR
1.57B USD 1Y +34.2%
KTKBANK.NS
KTKBANK.NS • India
KARNATAKA BANK LIMITED
328.2 INR
1.28B USD 1Y +90.4%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
51.2% p.a.
Max Drawdown (5Y)
-79.3%
Sharpe Ratio (5Y)
-0.51
Beta Factor
0.57
Size Class
Large Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
🔴 High valuation risk: Avg P/E of 55.5 (Elevated multiple compression risk)
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (51.2% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -79.3% in the extended horizon.
ende