HCI
HCI
US40416E1038
HCI Group, Inc.
Loading chart...

Company Profile

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Latest News

Related stocks

SLDE
SLDE • United States
Slide Insurance Holdings, Inc.
25.14 USD
2.94B USD 1Y +54.7%
KMPR
KMPR • United States
Kemper Corporation
26.95 USD
1.59B USD 1Y -44.9%
STC
STC • United States
Stewart Information Services Co
50.7 USD
1.54B USD 1Y -23.3%
ASIC
ASIC • United States
Ategrity Specialty Insurance Co
25.93 USD
1.24B USD 1Y +53.4%
HRTG
HRTG • United States
Heritage Insurance Holdings, In
34.83 USD
1.04B USD 1Y +35.9%
HGTY
HGTY • United States
Hagerty, Inc.
14.21 USD
4.88B USD 1Y +17.3%
MCY
MCY • United States
Mercury General Corporation
102.75 USD
5.69B USD 1Y +20%
SKWD
SKWD • United States
Skyward Specialty Insurance Gro
58.32 USD
2.59B USD 1Y +21.1%

Key Metrics & Overview

Detailed metrics & financial data of the company

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
42.1% p.a.
Max Drawdown (5Y)
-79.3%
Sharpe Ratio (5Y)
0.13
Beta Factor
1.05
Size Class
Mid Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (42.1% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -79.3% in the extended horizon.
ende