PNBHOUSING.NS Overview

Company Profile

PNB Housing Finance Limited operates as a housing finance company in India. It offers loans to individuals and corporate bodies for purchase, construction, repair, and upgradation of houses; loans for commercial space, and loans against property, as well as for purchase of residential plots; and home loans, property-related services, and fixed deposits. The company was incorporated in 1988 and is based in Gurugram, India.

Related stocks

LICHSGFIN.NS

LICHSGFIN.NS • India

LIC HOUSING FINANCE LTD

551.65 INR

3.14B USD 1Y -4.5%

AADHARHFC.NS

AADHARHFC.NS • India

AADHAR HOUSING FINANCE L

443.65 INR

2.01B USD 1Y -12.2%

SAMMAANCAP.NS

SAMMAANCAP.NS • India

SAMMAAN CAPITAL LIMITED

126.44 INR

1.5B USD 1Y -21.5%

HOMEFIRST.NS

HOMEFIRST.NS • India

HOME FIRST FIN CO IND LTD

1,076.6 INR

1.16B USD 1Y -10.7%

CANFINHOME.NS

CANFINHOME.NS • India

CAN FIN HOMES LTD

718.15 INR

988.07M USD 1Y -8.8%

BAJAJHFL.NS

BAJAJHFL.NS • India

BAJAJ HOUSING FINANCE LTD

81.51 INR

7.01B USD 1Y -26%

AAVAS.NS

AAVAS.NS • India

AAVAS FINANCIERS LIMITED

1,193 INR

977.47M USD 1Y -28.6%

APTUS.NS

APTUS.NS • India

APTUS VALUE HSG FIN I LTD

215.73 INR

1.12B USD 1Y -29.9%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile

5 Metrics

Country

Region

Sector

Financial Services

Industry

Mortgage Finance

Website

https://www.pnbhousing.com

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High

5Y Volatility

42.3% p.a.

Max Drawdown (5Y)

-51.8%

Sharpe Ratio (5Y)

0.33

Beta Factor

0.29

Size Class

Mega Cap

Notes & Warnings

Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).

Critical leverage: Debt-to-Equity is at 288%.

Strong cyclicality: The business model is sensitive to economic downturns.

Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (42.3% p.a.).

Historical Stress Test: Maximum peak-to-trough drawdown of -91.2% in the extended horizon.