SCHW-PD - Risk

Elevated Business & Solvency Risk

Caution: In addition to price volatility, there are balance sheet risks due to higher debt or weaker liquidity (Health Score: 55/100).

Transparent evaluation of price volatility (SRI), Beta, and historical drawdowns.

Volatility Risk Score

4/7 Moderate

4 / 7 SRI Price Fluctuation & Beta

Typical market fluctuations. Suitable for long-term wealth accumulation (3–5+ years horizon). Moves noticeably less than the broader market (0.8x).

Beta (Market Relation)

0.78x

Defensive

Volatility (5Y p.a.)

9.3% p.a.

5-Year Horizon

Max Drawdown (5Y)

-18.5%

5-Year Horizon

Sharpe Ratio

-0.65

Return / Risk

Balanced / Moderate: Score Basis:

Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.

Stable Long-Term Volatility

Timeframe	Volatility (p.a.)	Max Drawdown	Sharpe Ratio	Return (p.a.)
1 Year	—	—	—	-15.3%
3 Years	7.3%	-17.4%	-0.72	-2.7%
5 Years	9.3%	-18.5%	-0.65	-3.5%
10 Years	9.6%	-24.1%	-0.51	-2.4%

Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).

Strong Long-Term Stability: The stock exhibits consistently low volatility across 5 and 10 years (<16% p.a.).

Shareholder rights, board structure and audit safety (Scale 1 = Low Risk, 10 = High Risk)

Overall Governance Risk

Audit Risk

Board Risk

Short Ratio

2.47