SNT.JO
SNT.JO
ZAE000093779
Santam Limited
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Company Profile

Santam Ltd, together with its subsidiaries, provides various general insurance products and services to individuals, commercial, and corporate markets in South Africa, rest of Africa, and internationally. It offers personal insurance, such as car insurance, home, contents insurance, building insurance, all risk insurance, watercraft insurance, drone insurance, travel insurance, and personal legal insurance; business insurance, including motor insurance, property insurance, small, business insurance, liability insurance, business legal insurance, and industry specific products. The company also provides insurance for specialized risks comprising accident and health, aviation, business travel insurance, casualty, cell captive, commercial drone, construction and engineering, corporate property, crop insurance, emerging business, family protect, heavy haulage, legal insurance, marine, motor fleets, private client, and structured insurance. In addition, it offers insurance for agriculture consisting of asset insurance, crop insurance, and agriculture legal insurance; guest house insurance; and tourism, leisure and entertainment, and reinsurance insurance. The company was incorporated in 1918 and is headquartered in Bellville, South Africa. Santam Ltd operates as a subsidiary of Sanlam Life Insurance Limited.

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Key Metrics & Overview

Detailed metrics & financial data of the company

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
4432.1% p.a.
Max Drawdown (5Y)
-99.0%
Sharpe Ratio (5Y)
0.00
Beta Factor
0.22
Size Class
Large Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Elevated Short-Term Volatility: 3Y volatility (5719.5%) is noticeably higher than the 5Y average (4432.1%).
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (4432.1% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -99.0% in the extended horizon.
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