US9598021098
US9598021098
Western Union Company (The)
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Elevated Business & Solvency Risk
Caution: In addition to price volatility, there are balance sheet risks due to higher debt or weaker liquidity (Health Score: 40/100).
Volatility Risk
Transparent evaluation of price volatility (SRI), Beta, and historical drawdowns.
Volatility Risk Score
7/7 Very High
7 / 7 SRI Price Fluctuation & Beta
Very high volatility or fundamental risks. Significant loss potential; strictly for aggressive investors. Moves noticeably less than the broader market (0.5x).
Beta (Market Relation)
0.55x
DefensiveVolatility (5Y p.a.)
30.9% p.a.
5-Year HorizonMax Drawdown (5Y)
-72.3%
5-Year HorizonSharpe Ratio
-0.77
Return / RiskSpeculative / High Risk: Score Basis:
Multi-Horizon Risk & Performance Matrix
Historical volatility, drawdowns, and risk-adjusted return across 1, 3, 5, and 10 years.
High Volatility
Timeframe | Volatility (p.a.) | Max Drawdown | Sharpe Ratio | Return (p.a.) |
|---|---|---|---|---|
| 1 Year | — | — | — | -21.8% |
| 3 Years | 31.1% | -58.1% | -0.78 | -21.6% |
| 5 Years | 30.9% | -72.3% | -0.77 | -21.2% |
| 10 Years | 28.7% | -79.2% | -0.47 | -11% |
Automated Risk & Health Notes (Red Flags)
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 295%.
Strong cyclicality: The business model is sensitive to economic downturns.
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (30.9% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -79.2% in the extended horizon.
Corporate Governance & ISS Scores
Overall Governance Risk
1 ISS Score: 1 / 10
Audit Risk
1 ISS Score: 1 / 10
Board Risk
2 ISS Score: 2 / 10
Short Ratio
6.74