YESBANK.NS
YESBANK.NS
INE528G01035
YES BANK LIMITED
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Company Profile

Yes Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury, Corporate Banking /Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; deposits; safe deposit locker; credit, debit, prepaid, and MCTC cards; and NRI products. It also provides consumer, commercial, MSME, and rural and agri loans; custom duty, GTS, direct tax, online loan, credit card, and bill payments, as well as outward remittances and forex cards; wealth management, insurance, and government schemes; and working capital finance, term lending, foreign currency loan, supply chain finance, and equipment finance. In addition, the company offers trade finance; cash management; value added services; commercial business, multinational corporate, government, emerging corporate, and corporate banking, as well as financial institutions; digital solutions; and agri and micro products. Further, it provides agri-business product management; merchant acquiring services; food and agribusiness strategic advisory and research; corporate and government advisory; project finance, real estate and loan syndication; YES Premia, YES Grandeur, YES First, Yes Private, YES CONNECT, YES Genie, YES Prosperity, and YES Powher Up products; IRIS Biz mobile app; and ATM. The company serves large corporates, small and medium enterprises, individuals, women microfinance borrowers, and others. The company was incorporated in 2003 and is headquartered in Mumbai, India.

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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
37.5% p.a.
Max Drawdown (5Y)
-48.7%
Sharpe Ratio (5Y)
0.19
Beta Factor
0.54
Size Class
Mega Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
Strong cyclicality: The business model is sensitive to economic downturns.
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (37.5% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -97.3% in the extended horizon.
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