ECPG
ECPG
US2925541029
Encore Capital Group Inc
Loading chart...

Company Profile

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Latest News

Related stocks

AGM
AGM • United States
Federal Agricultural Mortgage C
203.9 USD
2.21B USD 1Y +28.7%
JCAP
JCAP • United States
Jefferson Capital, Inc.
19.93 USD
1.14B USD 1Y +11%
ENVA
ENVA • United States
Enova International, Inc.
178.07 USD
4.43B USD 1Y +68.7%
BFH
BFH • United States
Bread Financial Holdings, Inc.
100.58 USD
3.86B USD 1Y +83.1%
EZPW
EZPW • United States
EZCORP, Inc.
31.96 USD
1.96B USD 1Y +64.5%
NAVI
NAVI • United States
Navient Corporation
9.11 USD
854.37M USD 1Y -25.5%
CACC
CACC • United States
Credit Acceptance Corporation
547.6 USD
5.73B USD 1Y +5.8%
WRLD
WRLD • United States
World Acceptance Corporation
175.48 USD
817.81M USD 1Y -2.2%

Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
38.6% p.a.
Max Drawdown (5Y)
-62.5%
Sharpe Ratio (5Y)
0.32
Beta Factor
1.31
Size Class
Mid Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Critical leverage: Debt-to-Equity is at 388%.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (38.6% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -65.7% in the extended horizon.
ende