OPFI
OPFI
US68386H1032
OppFi Inc.
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Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Latest News

Why OppFi Stock And Its Nonprime Lending Peers Deserve A Closer Look
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Warren, Van Hollen pressure OppFi to ditch bank deal
OPFI
3 Consumer Credit Stocks Facing The Next Rate Shock
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BNCCORP Stockholders Approve Merger with OppFi, Inc.
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OppFi to Participate in September 2026 Conferences
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Are Options Traders Betting on a Big Move in OppFi Stock?
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Key Metrics & Overview

Detailed metrics & financial data of the company

Company Profile
5 Metrics
Country
United States
Region
North America
Sector
Financial Services
Industry
Credit Services
Website
https://www.oppfi.com

🛡️ Risk & Structural Analysis

Multi-Factor Risk Model & Market Data

7/7 Very High
5Y Volatility
66.9% p.a.
Max Drawdown (5Y)
-76.9%
Sharpe Ratio (5Y)
-0.09
Beta Factor
1.80
Size Class
Small Cap
Notes & Warnings
Single Stock Risk: Investing in an individual stock carries full company and insolvency risk (no fund diversification).
Exemplary balance sheet strength: Very solid ratio of equity to debt.
High market risk: Beta of 1.80 indicates above-average volatility compared to the broader market.
Strong cyclicality: The business model is sensitive to economic downturns.
🔴 Low analyst coverage – higher uncertainty in growth estimates & projections
Structurally High Volatility: Above-average fluctuations persist across 5 to 10 years (66.9% p.a.).
Historical Stress Test: Maximum peak-to-trough drawdown of -76.9% in the extended horizon.
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